The year 2020, or 20plenty as it was commonly referred to when the new decade commenced, has over the last few months, primarily as a result of the worldwide Covid-19 pandemic, turned out to be an unprecedented time in our history. This is not only true for South Africans, but for all countries and people across the globe. Various negative effects are culminating from and being amplified this virus, not the least of which are medical and economic in nature. All indications are that the world is facing the deepest recession and most challenging health and economic crisis in last 100 years, which will affect everyone at some point and in some way or another.